Life insurance is an integral part of planning for your future and the goals you have for your lifestyle, spouse and children. GPM Health and Life offers well-designed products to help ensure that you and your family are protected.
Products and solutions to help you protect what matters most
Have you read the stories about families losing their homes, single parents having to work multiple jobs to make ends meet, or a family struggling to pay bills after a needed income is no longer available? These are not “pretend” problems, these are real-life events that happen every day.
Life insurance is one of the ways you can protect your spouse and family in these situations. Permanent life insurance options can offer this peace of mind with cash value and a tax-advantaged benefit.
Like your goals and life situation, your insurance needs change over time. Your needs may peak when your children are young and you and your spouse are paying a mortgage. A policy that offers a selection of optional riders can make it possible to have more coverage at an affordable cost.
Your coverage needs may be less later in life, for example, when children are grown or your mortgage is paid off. Permanent coverage can offer cash value that you may borrow against in the event of a need.
It's good to have a plan for your needs — now, and throughout your life. We can help you understand life insurance coverage options and find the best solution for your specific needs and goals.
How much life insurance do you need?
The best life insurance policy is the one that is in place when it’s needed. Whether you are purchasing life insurance to protect your income, your contributions to your family, your mortgage, or to protect your children’s college education, it is important to work with an insurance professional to assure that any policy you purchase is designed to meet your family’s defined needs, and is something you can afford to maintain.
Permanent insurance is at its lowest cost for children, and establishing a policy now enables you to provide a source of cash value that can be accessed during their lifetime.
Your coverage needs may change over time, peaking while you have a mortgage and children and then decreasing when you become an empty nester. Learn what you need to know to protect your life goals at every stage.
Retirement looks different for many these days. It can include new debt in our pursuit of delayed dreams. We often care for other family members. Or, begin to think more about leaving a lasting legacy. Find out what options are available for you.